Car Rental Myths That Cost You Money

Car rentals can be confusing, especially with the flood of advice and opinions available online. Unfortunately, some common myths about renting a car can lead to unnecessary expenses, missed opportunities, and poor experiences. Let's separate fact from fiction and uncover the truths behind these widespread misconceptions.

Myth #1: You Always Need to Buy Insurance at the Counter

This is one of the most common and costly myths. While car rental companies will try to upsell insurance at the counter, many travelers are already covered through their personal car insurance or credit card benefits. It's crucial to check your existing policies before agreeing to extra coverage. Buying unnecessary insurance can add $20–$30 per day to your rental cost.

What to Do Instead:

  • Call your car insurance provider before your trip
  • Check your credit card’s rental coverage benefits
  • Consider third-party rental insurance if needed

Myth #2: Prepaying for Fuel Saves Money

Prepaying for a full tank of fuel might seem convenient, but it usually costs more unless you return the car nearly empty. Rental companies charge a flat rate that’s often higher than local fuel prices—and they won’t refund unused fuel.

Pro Tip:

Refuel the car yourself before returning it and keep the receipt. Use gas station apps to find the cheapest fuel near the rental return location.

Myth #3: Rental Cars Are Always New and in Perfect Condition

Not all rental cars are brand new. Some have tens of thousands of miles and may show signs of wear. Assuming the car is flawless can lead to trouble if you don’t inspect it carefully.

Avoid Extra Charges:

  • Inspect the car thoroughly before leaving the lot
  • Document scratches, dents, and interior damage with photos
  • Report all issues to the rental desk immediately

Myth #4: Booking at the Airport Is the Best Option

While airport rental locations are convenient, they usually come with higher fees and taxes. Booking from a neighborhood location or off-site office can be significantly cheaper.

Smart Tip:

Compare pricing between multiple pickup locations. Even factoring in the cost of a short taxi or rideshare to the off-airport site, you may still save money.

Myth #5: All Rental Companies Are Basically the Same

Rental companies vary widely in customer service, vehicle quality, and policies. Relying only on price can backfire if you end up with hidden fees, long waits, or poor vehicle condition.

What to Research:

  • Online reviews and ratings
  • Included mileage and fees
  • Customer service policies

Myth #6: You Can’t Rent a Car Without a Credit Card

While credit cards are preferred, some companies do accept debit cards—though with conditions. You may need to show return flight information or undergo a credit check. Knowing this ahead of time can help avoid last-minute surprises at the counter.

Myth #7: The Bigger the Car, the Better the Deal

Upsizing your rental may sound appealing, especially when offered at a “discount,” but larger vehicles often come with higher fuel costs, parking challenges, and more expensive insurance. Unless you truly need the space, stick to a size that fits your needs.

Myth #8: Extra Drivers Are Always Free

Many travelers assume anyone can drive the rental as long as they have a valid license. In reality, rental companies often charge for additional drivers. However, there are exceptions—some loyalty programs or corporate agreements waive this fee.

Tip:

Ask about any promotions or memberships that include free additional drivers before finalizing your booking.

Myth #9: You Must Return the Car with a Full Tank

Not all rentals require a full tank on return. If you chose a prepaid fuel option, for example, you’re not expected to refuel. Still, most rentals do require a full tank, and failure to refill can lead to steep fuel charges.

Myth #10: It’s Always Cheaper to Book in Advance

Booking early can help secure availability, but it's not always the cheapest option. Prices fluctuate, and last-minute deals may be available—especially during off-peak seasons or for weekend rentals.

Booking Strategy:

  • Book early with free cancellation
  • Set alerts for price drops
  • Recheck prices closer to your travel dates

Conclusion

Don’t let these common car rental myths cost you money. By staying informed and questioning conventional advice, you can enjoy a smoother rental experience and keep more of your travel budget intact. Always read the fine print, compare options, and know your rights as a renter. A little planning goes a long way toward smarter—and cheaper—travel.